• Critical Illness Cover

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Life insurance companies don’t always make it clear what your cover means, and deciding whether to take critical illness cover can make quite a difference.

Here is a breakdown of what exactly this means:

Critical Illness Cover

Critical Illness - is an insurance policy that pays out if you are diagnosed with a critical illness that meets one of the specific illnesses outlined by the provider, the illnesses covered vary from Provider’s and some insurers may even offer serious illness cover which could potentially cover you for more illnesses along with partial pay-outs meaning you can claim more than once on the policy should you suffer from multiple critical illness.

Some of the typical illnesses covered with a Critical Illness policy are: Alzheimer’s disease, blindness, deafness, kidney failure, a major organ transplant (e.g. heart, lung, liver, pancreas), multiple sclerosis, HIV/AIDS contracted by blood transfusion or during an operation, Parkinson's disease, paralysis of limb, terminal illness, heart attack, cancer and stroke.

How we can help:
Our friendly staff, all based in our UK offices, will help to explain the options on offer from a wide range of insurance providers. We can find you better cover, identify lower premiums and get you the best deal, for you and your family. Freephone: 0800 138 8200    Telephone: 01942 238 214

We can also help you with:

Standard Life Protection

What is Standard Life Protection? It an insurance there to provide a safety net in times of illness, injury or disability. You can’t predict what life will throw at you. You can prepare for it.

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Income Protection

A mortgage is probably the largest financial commitment you will have in your life. Which means that it’s sensible to be realistic about what might happen over the lifetime of the repayment term.

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